Episode 304: Price Guarantee for Insurance Premiums Using Data and Tech with Dylan DiMarchi

Predictability is becoming one of the most valuable advantages in today’s insurance market, and data and technology are finally making it possible. In this episode, I sit down with Dylan DiMarchi, Co-Founder and CEO of Eventual, to explore how independent agents can use price guarantee strategies to stand out, retain clients, and grow in a challenging market.
We discuss how Premium Lock works alongside existing homeowners policies to provide multi-year premium stability without replacing carriers, and how data modeling and AI are helping address volatility driven by inflation and climate risk. This conversation is about more than pricing—it’s about giving agents a powerful new way to deliver certainty, differentiation, and long-term value to their clients.
Highlights:
- How premium predictability is becoming a competitive advantage for independent agents.
- Why homeowners are demanding stability as rate increases continue across the country.
- How data, AI, and predictive analytics are reshaping insurance pricing and risk management.
- Ways agents can improve retention and referrals with multi-year value propositions.
- What the hard market data reveals about regional trends, climate risk, and carrier behavior.
- How technology-driven guarantees can coexist with admitted carriers and existing policies.
About Dylan DiMarchi:
Co-founder and CEO of Eventual, the company behind Premium Lock.
Premium Lock is a 3-Year Price Guarantee that works alongside homeowners’ existing carriers and coverage to help homeowners fight back against rising insurance prices. Premium Lock is distributed by independent insurance agents across America, helping them grow their businesses faster by (i) marketing a long-term price guarantee to differentiate and win more customers, (ii) improving retention with a multi-year product, and (iii) adding an incremental commission stream.
Dylan was born and raised in Hawaii and studied mechanical engineering and economics at Yale. Prior to Eventual, Dylan was an Investment Professional at Blackstone, where he invested $3.5bn in commercial real estate during his tenure.
Until next time, get out there and make a difference, be unstoppable, and leave no regrets!
Mike Stromsoe
The Unstoppable Profit Producer
Call 800-770-9984
Email: vip@upplife.com
Website: http://unstoppableprofitproducer.com/
Live Events: http://uppmastermind.com/
Podcast: http://unstoppableprofitpodcast.com
If you want to learn more about our Coaching & Mastermind Programs and how they can help you grow your agency business, schedule your private Agency Growth Session with Mike Stromsoe Now (click here)!